In the digital age, retail transactions are increasingly completed with a single click. While the rewards and opportunities are significant, so are the personal exposure and risk. For greater protection from CyberSecurity Attacks, consider the tips listed below.
Monitor Credit Card Statements Each Week
An obvious suggestion is for users to carefully review their card statements upon receipt. However, a once-per-month review may mean that fraud escapes detection for 29 days. Set aside a little time each week to read statements, and if anything stands out, investigate it immediately.
Get Alerts in Real Time
Most credit card issuers and banks have real-time notifications that allow them to contact users in the event of an unusual purchase. Check to see if there’s a way to set a purchase limit on each card, and when an attempt exceeds that amount, the company will send an email, text message, or phone call for validation purchases. While a declined purchase may be embarrassing, it means that the company is watching the user’s money.
Protect Private Information
Users’ personal data is threatened whether they’re at home or on the road. Protect it by not giving personal information or passwords to unsolicited callers and be sure that websites are secure. Web addresses that start with https are typically the safest bet.
Make Strong Passwords
It’s very important to create strong passwords, despite studies that show more than half of shoppers don’t do it. If a person uses sensitive data to make a password and that information is stolen in a cyberattack, all their information is at risk. When creating new passwords, use random letters, numbers, and symbols that have no personal connection.
Consider Identity Theft Protection
Malware gets into users’ private files and steals their private info. However, identity protection services monitor users’ Social Security numbers, credit cards, and other info for a monthly fee.
Hopefully, users’ sensitive data is never stolen by cyberthieves, but data theft is becoming increasingly common. Until retailers upgrade their security, users should take the above steps to stay proactive. By following these tips, shoppers can take charge of their own cybersecurity.